Are you curious about how your emotions, experiences, and past lessons shape your relationship with money? Get ready to uncover your unique Money Personality with our quick and insightful quiz!

From spontaneous spenders to careful savers (and everything in between), each of us approaches finances differently. By identifying your dominant money style, you’ll learn why you save, spend, or share the way you do—and discover simple steps to strengthen your financial future.

Ready to find out which Money Habit Personality fits you best? Let’s dive in!

1. Thinking back to your childhood, how did you learn about money? *

A. I didn’t really learn—money just appeared for things I wanted or needed.

B. My parents emphasized sharing with others.

C. I was taught the basics of saving early on.

D. I observed investing or entrepreneurship from adults around me.

2. How do you generally feel when you make a significant purchase (e.g., a new phone, furniture)? *

A. Excited—I love the thrill of buying something new.

B. Happy if it benefits not just me but also my friends/family.

C. A bit nervous—I often wonder if I should’ve saved the money instead.

D. Confident—I view it as a strategic or value-adding choice.

3. When you have a bit of extra cash, what’s your emotional response? *

A. I feel compelled to spend it on something fun or immediate.

B. I consider how it could help or treat someone else.

C. I feel relieved—I’ll add it to savings or pay off debt.

D. I get excited to research potential investments or growth opportunities.

4. If you had to describe your relationship with money in one word, what would it be? *

A. Impulsive

B. Compassionate

C. Cautious

D. Forward-thinking

5. How do you feel about the idea of taking financial risks? *

A. I don’t dwell on it; I’m all about living in the moment.

B. I’m okay with small risks if it helps someone or a cause I care about.

C. I’m risk-averse—I’d rather keep it safe.

D. I see risk as necessary for higher rewards, but I do my homework first.

6. Were you encouraged to save or budget when you were growing up? *

A. Not really—it was more “spend if you have it.”

B. Budgeting wasn’t stressed, but sharing resources was.

C. Absolutely—I had strict saving guidelines or a piggy bank system.

D. I learned about saving but was also introduced to investing early on.

7. When you think about large financial goals (e.g., buying a house, retiring), you... *

A. Hope it works out but don’t stress too much about the details.

B. Consider how achieving these goals might also help family or community.

C. Feel determined to save meticulously for them.

D. Immediately map out an investment or business strategy to reach them.

8. After making a purchase you regret, how do you usually feel? *

A. It happens—tomorrow is another day, so I move on quickly.

B. I worry how that money could have helped someone else or been given away.

C. I feel anxious and recalculate my budget to fix the setback.

D. I treat it as a learning experience for next time.

9. If someone gave you $1,000 specifically to ‘improve your financial situation,’ what would you do first? *

A. Spend part of it on something immediately enjoyable.

B. Use some of it to help a friend or donate to a cause.

C. Funnel it directly into savings or debt repayment.

D. Invest it—stocks, mutual funds, or a business idea.

10. When discussing money with friends, you tend to... *

A. Steer the conversation toward exciting purchases or experiences you’re eyeing.

B. Talk about ways to pool money for group activities or charity events.

C. Share practical saving or budgeting tips (e.g., best deals, coupon apps).

D. Discuss investment ideas or side hustles.

11. When discussing finances with your spouse/partner, how does it typically feel? *

A. A bit uncomfortable—I worry they’ll restrict my fun spending.

B. Collaborative—we talk about how to care for each other or help our families.

C. Structured—we set clear budgets and financial goals together.

D. Strategic—we plan investments and look for new ways to grow wealth as a team.

12. How do you approach teaching money concepts to children (your own or relatives)? *

A. I prefer letting them be kids—finances can wait until they’re older.

B. I encourage them to be kind and share, possibly donating part of their allowance.

C. I explain the importance of saving, maybe set them up with a piggy bank or chores system.

D. I introduce them to basic investing ideas—like earning interest or starting a mini business.

First Name *

Email *

Phone (optional)